Monzo Referral Link: £5 Free Money Here!


If you’re looking for a Monzo referral link to claim your referral £5 bonus, just click here.

If you want to know more about this offer, read on!

Monzo is an app-based bank. It has loads of awesome features to help you manage your money. And right now, you can get a FREE £5 when you sign up with a referral link and make a card payment.

There is no minimum spend, and no strings attached. There is no fee for having a standard Monzo account. You can just buy something you needed to buy anyway and get your free £5.

Here is what Monzo have to say about their offer:

‘Simply sign up for Monzo, and make your first card payment in the next 30 days, and you and your friend will both get £5.’

Read on for step by step instructions on how to get your free £5 from Monzo.

Disclosure: the links used in this post are my referral links, so I will get £5 myself if you sign up and complete the offer. A referral link is required if you want to be eligible for the free money yourself. Thanks for using my link!

What is Monzo?

Monzo is a bank which is only through an app (no physical locations). It has personal and business accounts. It is really easy to open an account through the app in minutes.

I personally have a Monzo account and I find it really useful. You can do all the usual things you do with a bank, but they also have lots of great features to help you budget, such as telling you how much you’ve spent on different categories, and saving into ‘pots’ for different expenses. (I use these to save for Christmas, car maintenance and holidays).

If you have a side hustle, or do anything to make money online, it is really useful to have a separate bank account to keep your finances separate from your main account. If that sounds like you, I recommend making a Monzo account for this reason alone!

But even if you don’t intent to use your Monzo account, you can still sign up, make just one payment and get a free £5 to do whatever you like with.

Monzo referral link

You need a Monzo referral link to qualify for the free £5. Here’s mine.

Alternatively, copy and paste the below:

https://join.monzo.com/c/kz6sw3w

Monzo referral code

Monzo don’t do referral codes as such. Instead, you need to click on a referral link before you create your account. Here’s a Monzo referral link for you to use.

Monzo free £5 step by step

Here’s how to get your free £5 from Monzo, step by step:

1. Click on my Monzo referral link. Enter your phone number. You will get a text message confirming that you have accepted the invite, and they’ll text you reminders of how long you have left to qualify for the offer (30 days).

2. Download the Monzo app. Create an account, being sure to use the same phone number you entered above.

3. Complete their security checks. This involves uploading a snap of some ID and recording a very short video. It only takes a few minutes and you will get a notification when you’ve been verified.

4. Answer any additional set-up questions on the app, the wait for your Monzo debit card to arrive in the post.

5. Activate your debit card in the app.

6. Transfer some money into your Monzo account from any other account. Make a purchase using your Monzo debit card. There is no minimum spend.

7. Your free £5 should appear in your account pretty much instantly! Now you can withdraw your £5 and any remaining money to your usual bank, or just spend it using your Monzo card.

You must complete this offer within 30 days of signing up.

Do you get money for referring someone to Monzo?

Yes, once you have your own Monzo account you can refer your friends and get £5 for everyone who signs up with your link.

They will need to follow all the steps above, i.e. sign up with your referral link and make a card payment within 30 days. Then each of you will get a £5 bonus added to your account.

A great way to make some extra money, especially if you have a group of friends or housemates who can do this offer together.

How to find Monzo referral code

It can be a bit tricky to find your own Monzo referral code – they seem to have hidden it away on the app.

At the time of writing, here is where you can find your Monzo refer a friend link: go to ‘payments’ from the menu at the bottom of the app, and scroll down. You will see a section marked ‘refer your friends’. Tap on ‘share my link’ to find your unique Monzo referral link.

More free money offers

Did you enjoy this offer? I have rounded up loads of similar free money offers in the UK, totalling over £200!



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